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Car Accident: Should You Accept a Car Accident Insurance Offer?
Should You Accept a Car Accident Insurance Offer?
In cases of accidents and injuries, it is not advised to accept the first compensation offer you receive from an insurance company without first getting specific legal advice. An insurance company gives offers based on their own interests, not yours, since insurance companies are businesses at heart. These companies strive to settle cases as quickly and inexpensively as possible - to the detriment of many claimants.
Often, the first settlement offer you receive from your insurance company is just that -- a first offer. How do you respond to this offer? Having a check in your hand quickly might seem beneficial, but accepting the first offer might leave you with uncovered losses, which you want to avoid.
If you want to receive full compensation, you should not accept the first offer from the insurance company before speaking with a Montgomery car accident lawyer. Considering your injuries, costs, and pain and suffering, you deserve a fair amount of compensation and we can fight for it.
It's Very Likely That Your First Offer Won't Be Your Last
Upon any car accident, the first settlement offer from an insurance company is just that - the first of perhaps many to come. The first offer is almost always a low one. The insurance company hopes you will accept the low offer, which saves the company time and money.
You always have the right to reject the offer. You also have the right to seek help from a legal professional who can provide advice that is tailored specifically to your situation and settlement. Consider the first offer from the insurance company as the beginning of negotiations, and never jump at the chance to accept an offer without the right assistance.
Know the Value of Your Claim
Many people undervalue their car accident losses, leading them to accept much less than they truly deserve. An experienced car accident attorney can accurately calculate all your losses, including:
- Past and future medical costs
- Past and future lost income
- Pain and suffering
- Permanent disabilities
Knowing the value of your claim helps to inform whether you should accept a specific settlement offer.
Negotiating Personal Injury Settlements
An important aspect of personal injury settlements is negotiating with the other party's insurance company. Regardless of whether you have taken additional steps to file a personal injury lawsuit, it is crucial to remember that settlement negotiations are ongoing. Your case may ultimately result in an out-of-court settlement, and you want it to be a favorable one.
If you have been injured in such a case, it is vital that you retain a car accident lawyer to represent you and draft an organized demand letter as well as proper supporting documents. By doing this, the negotiation process can be reduced to maybe a few telephone calls with insurance claims adjusters.
Contact an Experienced Montgomery Car Accident Attorney Today
If you suffer serious injuries in a Montgomery car accident and need medical treatment, always consult with a car accident attorney from Luck Law LLC. Contact us today for an initial consultation.
Terry's Tips
Practice Areas
State Criminal Defense
Terry Luck has defended thousands of people charged with violating the law. Winning your case is our top priority. In this approach, we believe that we position our clients for the most favorable outcomes. When nothing less than "not guilty" will do, you deserve to give yourself the best chance of hearing those words. He has actively pursued and obtained "Not Guilty" verdicts for his clients.
Federal Criminal Defense
Whether you are facing serious prison time, are concerned about having a criminal record or about losing your job or reputation, whether it is a serious felony or misdemeanor, we have the knowledge and experience to help achieve the best results for you. We routinely handle cases in Montgomery, Pike, Macon, Dallas and Lee counties of Alabama.
Automobile Accidents
For a victim, what happens after an accident can involve thousands of dollars in medical bills, vehicle repairs, physical pain and discomfort, missed wages from taking time off work and sustained injuries. No one ever wishes for it to happen to them or a close loved one. You should know that you do have options and attorney Terry Luck knows how to get the best possible case outcome.
Wrongful Death Cases
Alabama law is very different than other states when it comes to wrongful death cases. If you find yourself needing a trustworthy lawyer for a wrongful death case, Terry Luck is here for you. When you want honest, hard working, hard fought representation, you need Luck. Terry Luck will vigorously represent you, asserting your rights and your defenses and put you in the best position to win.
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Contact info
Luck Law, LLC.
Tiernan (Terry) W. Luck, III
621 South Hull Street
Montgomery, AL 36104
(334) 262-5455 office
(334) 263-1130 fax
The Law Offices of Tiernan (Terry) W. Luck III serve Montgomery County, Pike County, Dallas County, Macon County, Lee County including Montgomery, Troy, Pike Road, Shorter, Selma, and Tuskegee.
No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. No attorney-client relationship is established by requesting a consultation or by emailing the firm. Information submitted in such communication is not privileged and may be subject to disclosure.
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